Shaping plans that help you achieve your personal and financial goals.

An essential ingredient to your well-being is finding balance among the forces always competing for your time, energy, and resources. We recognize that endeavor is often challenging.

As your fiduciary, we strive to show you how to successfully achieve balance and simplicity with your finances. Our philosophy, processes, and guidance are all centered around this principle.

We’re grateful for the opportunity to help our clients live their best lives and always act in good faith, placing our clients’ best interests above our own. If conflicts of interest arise, we’re forthright with disclosing it.

You’ll always know where you stand with us and how we operate behind the scenes. We work for our clients and no one else. And we believe our clients should not have any uncertainties with their costs or how we are compensated to work for them. Here are a couple of items to note:

• We’re a fee-only firm, which means we’re compensated only by the fees we directly charge our clients. No commissions, kickbacks, bonuses, or incentives are received by our firm or advisors from the sale of a financial product or otherwise. Our fees may be based on a percentage of the investment assets we’re managing, a flat retainer, or hourly.
• We have an open architecture platform which gives us increased flexibility in recommending strategies that are best for each client’s unique needs.
• We firmly believe that engagement agreements with our clients should be clear and transparent so there are no uncertainties about costs or how we are compensated.